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// free guide · scam safety

Spot the scam text in 5 seconds.

Package on hold, unpaid toll, a fraud alert from your "bank." Americans reported losing $470 million to text scams in a single year. One quick check catches them all.

5 scams1 checkwhat to do if you tapped
01

Package on hold

Red flags

  • A 24-hour deadline
  • A strange link
  • Never says what you ordered

do this insteadOpen the carrier's app yourself and enter your tracking number.

02

Unpaid toll

Red flags

  • Tiny amount, big threat
  • Pay today or else
  • Lookalike payment site

do this insteadGo to the official toll website yourself. Never use the text's link.

03

Fake fraud alert

Red flags

  • Any reply confirms your number
  • The callback 'fraud team' is the scammer
  • Asks you to move your money

do this insteadCall the number on the back of your card.

04

Job you never applied for

Red flags

  • You never applied
  • Pay that's too good
  • Deposit money to 'unlock' earnings

do this insteadA real job never asks you to pay to get paid.

05

The wrong number

Red flags

  • A friendly 'mistake'
  • Trust built over days
  • Then: an investment

do this insteadIf a text stranger mentions crypto or investing, stop replying and block.

→

Got a scam text? Do this.

Don't tap. Don't reply.

Not even STOP. Any reply confirms your number is live.

Forward it to 7726

That spells SPAM. Your carrier uses these reports to block senders.

Delete and block

Then forget it.

??

Already tapped? Don't panic.

Only opened the page
Close it. Enter nothing.
Typed card details
Call the number on the back of your card and ask them to block it.
Entered a password
Change it now, anywhere you reused it, and turn on two-step sign-in.
Shared your SSN
Get a recovery plan at IdentityTheft.gov.

Share this with someone who'd tap.

Example messages, numbers and links on this page are made up. RRMI helps small businesses and families get more out of their technology.

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